Compare Motorbike Insurance
You could pay less
than £256 per year*
- Compare 25+ bike insurance providers
- Independently owned, 100% unbiased
- Quick, Simple and Secure service
- Some of UK's leading brands
Why Compare Motorbike Insurance via WeTrust
You Could Save Time
You Could Save Money
We're 100% Unbiased
Safe & Secure to Use
Some of The Providers
Are you looking for motorbike insurance quotes that could save you money?
WeTrust has partnered with Seopa to help you compare motorbike insurance quotes fast and get you out on the road where you should be. Whether riding is your passion or a hobby, it’s a legal requirement that you have right insurance cover in place. The selected motorbike insurance comparison systems can help you find a policy at a price that suits you.
Almost 1.3 million riders are cruising our roads. If you’re one of them, there’s more than 20 (more or less) motorbike insurance providers who can protect you and your bike. You can get covered if your bike is stolen, damaged, or you have an accident. From Harleys to Hondas, Kawasakis to KTMs, WeTrust via our motorbike insurance comparison partners can provide access to a transparent, unbiased comparison service, where you can compare quotes and prices in one place, then buy motorbike insurance with confidence.
How Motorbike Insurance Comparison Works?
Shopping around to find cheap motorcycle insurance used to be time-consuming and tedious – not anymore. WeTrust via our partner, Seopa is here to provide you with access to a service that helps to get you insured and ready to ride in under five minutes.
Our aim is simple: to help you find right insurance policies via our partner’s tool, all in one place, so you can choose the one that suits you. You’ll see the details you need to make an informed decision – price, cover type and excess. Then, you can buy a policy knowing precisely what you’re getting.
Some Leading Insurers
Bike insurance isn’t always straightforward. There are a wide range of bikes and riders that need cover and don’t fit into the ‘standard’ category. The selected motorbike insurance comparison systems offer specialist insurance cover for classic motorbikes, modified motorbikes, young riders and riders with convictions. Whatever you need, you can get cover to suit your needs.
100% Free
While price is important, we want to help make sure you’ve got the proper protection in place, too. You can choose from three levels of cover, comprehensive, third party, fire and theft, and third party. Our motorbike insurance comparison partner’s tool also includes options such as additional riders, pillion passenger cover and being able to ride another bike.
100% Unbiased
The quotes returned by our partner, Seopa’s motorbike insurance comparison systems will be in price order, lowest to highest. It doesn’t matter if the provider is a UK-wide insurer or a local broker; they all get ranked in the same way. So, you can find a policy which suits your budget quickly and easily.
As Easy as 1, 2, 3
It couldn’t be easier to compare motorbike insurance to find cheaper ones. Provide details about you and your motorbike and our partner’s comparison service does the rest. A few minutes later, choose if you want to pay upfront or by instalments and your motorbike is on cover. It’s as simple as that.
Fill in Your Details
Provide details about you, your motorbike and the cover you’re looking for, and it will be securely send it off to the insurance providers by our motorbike insurance comparison partners.
Compare Motorbike Insurance Quotes
In less than five minutes, you’ll be able to compare motorbike insurance quotes from some of the UK’s leading motorbike insurance providers. We’ll display prices and excess levels. And you’ll see whether personal whether personal accident and helmet and leather cover is included, or available as optional extras.
Purchase your Motorbike Insurance
See a quote you’re happy with? Hit ‘Next’, button, check your details on the insurance provider’s site and buy your chosen motorbike insurance policy right away.
What details do I need to get a motorbike insurance quotes?
To help you navigate the motorbike insurance minefield, Trusty the Bear has cleared the path by partnering with Seopa Ltd, one of the UK’s most established insurance comparison providers. Since 2005 so you can find motorbike insurance quotes without any of the usual stress or hidden agendas. At WeTrust, we are a 100% unbiased community-led platform partnered with Seopa, and getting motorbike insurance quote is a breeze if you have few simple details ready to go: you will need your personal information like your name, age, and address, alongside your specific motorbike details including the registration number, make, model, and any security features or modifications you’ve added to your ride. To help Seopa sniff out the most competitive prices, make sure you also have your riding history to hand, including the date you passed your test or CBT, your total years of No Claims Bonus, and details of any accidents or convictions from the last five years. By being accurate with your annual mileage and how you use your bike—whether it’s for social fun, commuting, or business—you ensure that your hard-earned cash stays in your pocket while you benefit via selected motorbike insurance comparison service that is 100% free and always puts your best interests first as part of the mission to change insurance for good.
What types of motorbike insurance can I compare?
Navigating the motorbike insurance minefield can be a challenge, but Trusty the Bear via our motorbike insurance comparison partner, Seopa is here to help you sniff out the truth about cheap motorbike insurance with 100% unbiased and free comparison tool. At WeTrust, our community-led story is built on transparency and fighting for your best interests, ensuring there are no hidden agendas or sneaky fees so your hard-earned cash stays in your pocket. By choosing to compare, save, and trust via WeTrust, you are joining a movement that puts people over profit, making it simpler than ever to protect your ride.
Full Comprehensive
- The "Gold Standard" for riders who want total peace of mind and maximum protection for their bike. Accidental Damage: Covers repairs to your own motorbike even if an accident was your fault. Third-Party Liability: Protects you if you cause injury to others or damage their property. Fire & Theft: Provides a payout if your bike is stolen or damaged by fire. Vandalism & Glass: Often includes cover for malicious damage and specialized parts. Unbiased Selection: Our partner finds the most feature-rich policies from some of UK’s leading motorbike insurance brands.
Third Party, Fire and Theft (TPFT)
- A reliable middle ground for bikers seeking a balance between a lower price and essential security. Standard Liability: Covers your legal responsibility for damage or injury caused to third parties. Theft Protection: Keeps you covered if your bike is stolen and not recovered. Fire Cover: Pays for repairs or replacement if your bike is damaged by fire or arson. No Hidden Fees: Our partner Seopa's tool show you the true cost of mid-level protection with total transparency. Save More: A great way to find cheap motorbike insurance while still protecting your asset.
Third Party Only (TPO)
- The absolute legal minimum required to ride on UK roads, focusing on basic affordability. Legal Compliance: Ensures you meet the UK’s minimum requirements for road use. Other People's Costs: Covers damage to other vehicles, property, or injuries to pedestrians. Passenger Cover: Protects anyone riding on the back of your bike in the event of an accident. 100% Free Service: Use our partner's motorbike insurance comparison tool to help you find a better price without paying us a penny. Keep Your Cash: Ideal for lower-value bikes where keeping costs down is the main priority.
Trusty’s Motorbike Gear Checklist
Your safety gear is just as important as your bike, but it’s often overlooked in standard policies. Helmets and leathers are designed to protect you, but they are expensive to replace and are usually only built to withstand a single impact. Use Trusty’s checklist to ensure your “kit” is covered before you hit the road:
The Helmet Rule: Legally, you must wear a helmet that meets UK safety standards (look for the ECE 22.05 or 22.06 mark). Always replace your helmet after any accident, even if it looks undamaged, as the internal structure may be compromised.
Specialist Gear vs. Everyday Wear: Most “Helmet and Leathers” policies only cover purpose-built motorcycle clothing (Kevlar, leather, or armoured textiles). Your everyday jeans or designer jacket usually won’t be covered if you slide.
Check the Limits: Standard Comprehensive policies might only include a small amount of gear cover (e.g., £250). If your Arai helmet or Dainese leathers cost more, consider a specific add-on to increase cover up to £1,500 or more.
Boots and Gloves: Don’t forget the extremities! Ensure your policy extends to your riding boots and reinforced gloves, as these are often the first things to make contact with the road.
Theft vs. Accident: Most specific “Gear Add-ons” only cover damage from a road traffic accident. If your gear is stolen from your bike or house, you may need to rely on your Home Insurance (check for “Personal Possessions away from home”).
Keep Your Receipts: Insurers will often require proof of purchase to settle a claim for high-end gear. Snap a photo of your receipts and store them in the cloud so you get a fair settlement.
Single Impact Protection: Remember, even a small drop of a helmet onto a hard surface can cause “silent” damage. If in doubt, replace it—your safety is worth more than the premium.
Frequently Asked Questions
Do I need insurance to tax a motorbike?
Yes, you do. You won’t be able to get tax if you don’t have insurance for your bike. You now can tax your bike online. The DVLA will check you have insurance during the process, so sort it out via WeTrust before you apply for it.
What kind of licence do I need to ride a motorbike?
The category of licence you need will depend on your age, the power of the bike and your riding experience. Visit the Gov.UK website for information about motorbike licence requirements.
Can I use car No Claims Bonus (NCB) on my bike policy?
Usually, insurance providers don’t accept car insurance NCB on a bike policy. Some may, however, so check before you buy a policy.
What kind of bikes can I get insurance cover for?
You should be able to get cover for most type of bikes. You may have to get specialist insurance if your bike is heavily modified and for some classic motorcycles. Policies usually cover the following motorbikes:
- Scooters and mopeds
- Classic
- Sports
- Supermoto
- Custom or cruisers
- Touring
- Off-road
- Quad bikes
- Trikes
Will my motorcycle be expensive to insure?
How much your bike insurance will cost depends on several factors, such as:
- Your age
- How much the bike is worth
- The type of bike you have
- Claims and convictions
- What you use your bike for
- If your bike has any modifications
- Security for your bike
- What you use it for
A 125cc scooter is likely to be cheaper to insure than a sports bike. Whichever bike you own, make sure you compare insurance quotes via WeTrust to find the right deal.
Can I carry passengers on my bike?
It depends on whether you’ve got pillion cover on your policy and which licence you hold. For example, you can’t carry passengers if you are a provisional licence holder. Check your policy documents or ask your insurer if you’re unsure. Our partner’s tool ask if you want to carry passengers when you fill in the quote form online. If you say no, some motorbike insurance providers may give you a discount.
Do I have to insure my bike for the whole year?
Some people only enjoy riding their bike in the summer, preferring to drive a car when the weather isn’t as good. You may be able to insure your motorcycle for part of the year. However, you must register it as off the road (SORN) with the DVLA for the time you don’t insure it.
DISCLAIMERS: We have partnered with Seopa Ltd, one of the UK’s most established insurance comparison providers. Since 2005, Seopa has helped over 5 million customers find the right cover. When you go via WeTrust.co.uk to compare car, home, van, motorbike, pet, or travel insurance, the comparison system searches up to 130+ UK providers in seconds. Instead of visiting insurers one by one, you can compare prices, excess levels, and cover side-by-side. *51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. In May 2026 were quoted less than £256.34. The price you could achieve is dependent on your individual circumstances.