Compare Home Insurance
You could save
up to
£257 in minutes*
- Independently Owned, 100% Unbiased
- Compare up to 40 different providers
- Some of UK's leading brands
- Quick, Simple and Secure
Why Compare Home Insurance via WeTrust
You Could Save Time
You Could Save Money
We're 100% Unbiased
Safe & Secure to Use
Some of The Providers
Are you looking for home insurance quotes that could save you money?
Your home is the most significant investment you’re likely to make, so make sure you get a home insurance policy that protects it adequately. WeTrust via our home insurance comparison partner Seopa, provide a home insurance comparison service to find you a policy that will protect your home and save you money. Whether you want cover for both buildings and contents, or individually, you can find home insurance today.
While home insurance may not be a legal requirement, most homeowners wouldn’t dream of being without it. Our partner’s home insurance comparison system let you compare home insurance cover, and useful additional extras like accidental damage, home emergency and personal possessions cover.
How Home Insurance Comparison Works
Comparing home insurance policies and quotes online can save you time and money. However, it’s vital to get the level of cover that provides you with adequate protection should you need to make a claim.
Our partner’s home insurance comparison tool let you review each policy quickly and easily. For example, the maximum amount insurers will pay out differs from company to company. You must check which quote limits are sufficient for your needs.
Additional insurance cover when you need it
The home insurance providers can provide you with quotes for extra protection at an additional cost. Cover like accidental damage not included in a standard policy. Legal cover, including legal advice for things like property disputes. And identity theft cover, so you’re not left out of pocket if you have to reclaim your financial identity.
Single or combined policies
You can get quotes for buildings, contents, or building and contents insurance using our partner’s home insurance comparison service. You may get a lower price if you purchase your home insurance from one provider; However, you’ve got the option to compare cover however you want to. You’re in control.
100% Impartial
Service
WeTrust (via our partners) provides you with access to the same information from all the trusted home insurance providers. We’re an independent business with no ties to or investment from any insurance company and our partner, Seopa’s comparison systems will provide you with competitive, unbiased quotes.
As Easy as 1, 2, 3
Shopping around for your home insurance is one of the ways to make sure you get the right deal. The selected home insurance comparison systems will supply you with quotes from up to 50 insurance providers, making comparing cheap home insurance quick and easy.
Fill in Your Details
Provide some details about you, your home and the cover you want. It will be sent to some of the UK’s leading home insurance providers by our home insurance comparison partners.
Compare Quotes
In under five minutes, the trusted insurance providers on our partner’s panel will return quotes for your home insurance. UK residents will be able to compare price, excess amounts, and whether the policies include accidental damage and legal cover.
Purchase your Home Insurance
Once you’ve found the policy which best suits your needs, click on ‘Next’ to be taken to the home insurance provider’s website. Here, you’ll be able to buy the policy online or call a dedicated number and buy over the phone.
What details do I need to get a home insurance quote?
To ensure you get the most accurate and cheaper home insurance quotes, Trusty the Bear has partnered with Seopa Ltd,one of the UK’s most established insurance comparison providers. At WeTrust, our partner’s 100% unbiased, community-led platform is built on transparency—meaning no hidden agendas or sneaky fees, just honest advice to keep your hard-earned cash in your pocket.
To find the best buildings and contents insurance side-by-side, you’ll need the following details ready.
1. About Your Property
The Build: Year of construction and wall/roof materials (standard brick and tile are usually cheapest).
Rebuild Cost: The cost to rebuild your home from scratch (not the market value).
Safety Features: Details of your locks (e.g., Five-lever mortice deadlocks) and any burglar or smoke alarms.
The History: Information on any previous flood history or structural issues like subsidence.
2. About Your Possessions
Total Contents Value: A room-by-room estimate of what it would cost to replace everything new.
High-Value Items: Any single items worth over £1,000 (like jewellery or high-end tech) may need to be listed separately.
Personal Possessions: Do you need cover for items like laptops or bikes when you take them away from home?
3. Your History
Claims History: Details of any home insurance claims made in the last five years.
No Claims Bonus: How many consecutive years you’ve gone without a claim.
By having this “Trusty Checklist” ready, you can compare, save, and trust via our home insurance comparison partners and have a peace of mind that you’re getting the most competitive protection for your home.
What types of home insurance covers can I compare?
Protecting your sanctuary shouldn’t be a puzzle, and at WeTrust, our community-led mission is to help you compare home insurance with total transparency and zero hidden agendas. Trusty the Bear via our home insurance comparison partners, Seopa helps you compare competitive deals so you can keep your hard-earned cash exactly where it belongs—in your pocket.
Buildings Insurance
The essential choice for homeowners and a standard requirement for mortgage lenders to protect the physical structure of your property.
Structural Protection: Covers the walls, roof, windows, and permanent fixtures like fitted kitchens or bathrooms.
External Features: Typically includes outbuildings such as garages, sheds, and greenhouses within the property boundary.
Major Risks: Safeguards against heavy financial loss from fire, storm damage, flooding, and subsidence.
Unbiased Sourcing: Our partner’s tool searches the market to find rebuild cost protection that suit you.
Contents Insurance
The flexible way to protect the things that make your house a home, from your tech to your favourite sofa.
Personal Belongings: Covers everything you’d take with you if you moved, including furniture, electronics, and clothing.
New-for-Old: Many of our compared policies replace damaged or stolen items with brand-new equivalents.
Theft & Vandalism: Peace of mind knowing your possessions are covered against break-ins and malicious damage.
Total Transparency: Our home insurance comparison partner’s tool helps you calculate your contents value accurately so you only pay for the cover you need.
Combined Buildings & Contents
The most popular and cost-effective “all-in-one” solution for homeowners who want complete protection under a single policy.
Maximum Value: Often works out cheaper than buying two separate policies, keeping more money in your pocket.
One Renewal: Simplify your life with a single renewal date and one point of contact for all your home claims.
Seamless Cover: Eliminates the “gap” between structure and belongings, ensuring every inch of your home is protected.
Compare, Save, Trust: Our partner Seopa’s 100% free comparison tool lets you see combined quotes side-by-side to find the ultimate deal.
What is usually covered under home insurance?
To help you navigate the home insurance minefield, WeTrust’s home insurance comparison partners has sniffed out the most common protections included in a typical UK policy to ensure you can compare, save, and trust that your sanctuary is fully covered.
At WeTrust, our 100% unbiased and community-led mission means our partner Seopa provide total transparency with no hidden agendas, helping you find cheap home insurance quotes that protect the following:
The Structure (Buildings): Your “bricks and mortar,” including the roof, walls, windows, and permanent fixtures like fitted kitchens and bathroom suites.
Core Perils: Protection against major “unforeseen events” such as fire, lightning, explosions, earthquakes, and impact from falling trees or vehicles.
Weather & Water: Essential cover for storm and flood damage, as well as “Escape of Water” from burst pipes or leaking tanks.
Theft & Vandalism: Security for your property and belongings against break-ins, attempted theft, and malicious damage.
Possessions (Contents): Everything that would “fall out if you turned your house upside down,” from furniture and gadgets to clothes and jewellery.
Alternative Accommodation: If a major event like a fire makes your home unliveable, many policies cover the cost of a hotel or temporary rental for you and your pets.
Legal Liability: Protection for your “hard-earned cash” if a visitor is injured on your property and you are found legally responsible.
Frequently Asked Questions
What is Home Insurance?
Home insurance protects your home and belongings from damage to your home, caused by fire, flood, theft and other significant events. Your insurance policy should pay to repair or rebuild your home or replace your belongin
What Does Home Insurance Cover?
Home insurance can mean buildings insurance, contents insurance or a combination of both. Buildings covers the structure of your home, including the walls, floors and roof. It also includes permanent fixtures and fittings, for example, carpets and kitchens.
Contents insurance covers removable items inside your home, for example, furniture, white goods and clothes. You can often get a cheaper deal if you take out both buildings and contents with the same insurance provider.
Do I Need Home Insurance?
Unlike car insurance, buildings and/or contents insurance are not a legal requirement. However, it’s advisable to have them to protect your home and contents should any harm come to them.
It may be a requirement of your mortgage that you have a buildings insurance policy during your mortgage term
What Kind Of Home Insurance Do I Need?
The home insurance that’s right for you will depend on your circumstances. For example, if you rent a flat, you’ll only need contents insurance as the building insurance is your landlord’s responsibility.
If you have a mortgage on your home, your mortgage terms should say you must have buildings insurance in place to protect your home. It’s sensible to protect your belongings too, so getting a building and contents insurance policy will probably suit your needs
What Is Accidental Damage Cover?
Accidental damage covers situations where you damage or break something by accident. For example, if you spill water on your laptop or your toddler pushes your TV over and ruins the screen. You may have to pay an excess before your insurer repairs or replaces the item.
You can also get accidental damage cover with your building insurance. It would cover scenarios like drilling through a pipe or damaging your ceiling while you’re in the loft.
Does Home Insurance Cover Theft Away from Home?
Some policies will cover your belongings if you take them away from home. Other insurers will charge you extra for this kind of cover. It all depends on which policy you take out. You can compare the levels of service for each policy when you compare them via WeTrust.
How Can I Keep The Cost of My Home Insurance Down?
Keeping the cost of your insurance down isn’t as difficult as you think. Here are some tips to help:
- Use the comparison service to look for the lowest-priced policy
- Get some home security, for example, an alarm or insurer-approved locks
- Buy buildings and content insurance from the same provider
- Pay for your policy upfront rather than by instalments
- Increase your voluntary excess if you can afford to pay it should you make a claim
DISCLAIMERS: We have partnered with Seopa Ltd, one of the UK’s most established insurance comparison providers. Since 2005, Seopa has helped over 5 million customers find the right cover. When you go via WeTrust.co.uk to compare car, home, van, motorbike, pet, or travel insurance, the comparison system searches up to 130+ UK providers in seconds. Instead of visiting insurers one by one, you can compare prices, excess levels, and cover side-by-side. *51% of consumers could save £257.05 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurancecomparison website. This is based on representative cost savings from April 2026. The savings you could achieve are dependent on your individual circumstances.