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up to £151 in minutes*

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  • UK's Top home insurance brands
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Looking For Cheaper Home Insurance?

Your home is the most significant investment you’re likely to make, so make sure you get a home insurance policy that protects it adequately. WeTrust, together with Seopa, provide a home insurance comparison service to find you a policy that will protect your home and save you money. Whether you want cover for both buildings and contents, or individually, you can find home insurance today.

While home insurance may not be a legal requirement, most homeowners wouldn’t dream of being without it. The selected home insurance comparison systems let you compare home insurance cover, and useful additional extras like accidental damage, home emergency and personal possessions cover.


How WeTrust Home Insurance Comparison Works

Comparing home insurance policies online can save you time and money. However, it’s vital to get the level of cover that provides you with adequate protection should you need to make a claim. 

The selected home insurance comparison systems let you review each policy quickly and easily. For example, the maximum amount insurers will pay out differs from company to company. You must check which quote limits are sufficient for your needs.

100% Impartial

WeTrust provides you with access to the same information from all the trusted home insurance providers. We’re an independent company with no ties to or investment from any insurance company and the chosen comparison systems will provide you with competitive, unbiased quotes.

Single or combined policies

You can get quotes for buildings, contents, or building and contents insurance using the selected home insurance comparison systems. You may get a lower price if you purchase your home insurance from one provider; However, you've got the option to compare cover however you want to. You're in control.

Additional insurance cover when you need it

The home insurance providers can provide you with quotes for extra protection at an additional cost. Cover like accidental damage not included in a standard policy. Legal cover, including legal advice for things like property disputes. And identity theft cover, so you're not left out of pocket if you have to reclaim your financial identity.

As Easy as 1, 2, 3

Shopping around for your home insurance is one of the ways to make sure you get the right deal. The selected home insurance comparison systems will supply you with quotes from up to 50 insurance providers, making comparing cheap home insurance quick and easy.
Fill in Your Details

Provide some details about you, your home and the cover you want. It will be sent to some of the UK’s leading home insurance providers.

Compare Quotes

In under five minutes, the trusted insurance providers will return quotes for your home insurance. UK residents will be able to compare price, excess amounts, and whether the policies include accidental damage and legal cover.

Purchase your Home Insurance

Once you've found the policy which best suits your needs, click on 'Next' to be taken to the insurance provider's website. Here, you'll be able to buy the policy online or call a dedicated number and buy over the phone.

Common Questions About Home Insurance

Home insurance protects your home and belongings from damage to your home, caused by fire, flood, theft and other significant events. Your insurance policy should pay to repair or rebuild your home or replace your belongin



Home insurance can mean buildings insurance, contents insurance or a combination of both. Buildings covers the structure of your home, including the walls, floors and roof. It also includes permanent fixtures and fittings, for example, carpets and kitchens.

Contents insurance covers removable items inside your home, for example, furniture, white goods and clothes. You can often get a cheaper deal if you take out both buildings and contents with the same insurance provider.

Unlike car insurance, buildings and/or contents insurance are not a legal requirement. However, it’s advisable to have them to protect your home and contents should any harm come to them.

It may be a requirement of your mortgage that you have a buildings insurance policy during your mortgage term

The home insurance that’s right for you will depend on your circumstances. For example, if you rent a flat, you’ll only need contents insurance as the building insurance is your landlord’s responsibility.

If you have a mortgage on your home, your mortgage terms should say you must have buildings insurance in place to protect your home. It’s sensible to protect your belongings too, so getting a building and contents insurance policy will probably suit your needs

Accidental damage covers situations where you damage or break something by accident. For example, if you spill water on your laptop or your toddler pushes your TV over and ruins the screen. You may have to pay an excess before your insurer repairs or replaces the item.

You can also get accidental damage cover with your building insurance. It would cover scenarios like drilling through a pipe or damaging your ceiling while you’re in the loft.

Some policies will cover your belongings if you take them away from home. Other insurers will charge you extra for this kind of cover. It all depends on which policy you take out. You can compare the levels of service for each policy when you compare them using WeTrus


Keeping the cost of your insurance down isn’t as difficult as you think. Here are some tips to help:

– Use the comparison service to look for the lowest-priced policy
– Get some home security, for example, an alarm or insurer-approved locks
– Buy buildings and content insurance from the same provider
– Pay for your policy upfront rather than by instalments
– Increase your voluntary excess if you can afford to pay it should you make a claim

WeTrust Car Insurance comparison is powered by Seopa Limited who are authorised and regulated by the Financial Conduct Authority. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. By using this system you are also agreeing to our Terms and Conditions and Privacy Policy. is an introducer appointed representative of Seopa Limited.

*51% of consumers could save £151.03 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next seven cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2023. The savings you could achieve are dependent on your individual circumstances.

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