Compare Cheap Home Insurance That Won’t Break the Bank

  • Up to 50 Home Insurace providers
  • Buy Online or Over the Phone
  • 100% Unbiased Service
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WeTrust Compare up to 50 Home Insurance Providers in Under Five Minutes

Your home is the most significant investment you're likely to make, so make sure you get a home insurance policy that protects it adequately.

WeTrust, together with Seopa, provide a home insurance comparison service to find you a policy that will protect your home and save you money. Whether you want cover for both buildings and contents, or either individually, we can help you find home insurance today.

While home insurance may not be a legal requirement, most homeowners wouldn't dream of being without it. Our comparison service lets you compare home insurance cover, and useful additional extras like accidental damage, home emergency and personal possessions cover.

How WeTrust Home Insurance Works

Comparing home insurance policies online can save you time and money. However, it's vital to get the level of cover that provides you with adequate protection should you need to make a claim.

WeTrust’s comparison service lets you review each policy quickly and easily. For example, the maximum amount insurers will pay out differs from company to company. You must check which quote limits are sufficient for your needs.
100% Impartial

WeTrust provides you with the same information from all our trusted home insurance providers. We’re an independent company with no ties to or investment from any insurance company and will provide you with competitive, unbiased quotes.

Single or combined policies

You can get quotes for buildings, contents, or building and contents insurance using WeTrust’s comparison service. You may get a lower price if you purchase your home insurance from one provider. However, you've got the option to compare cover however you want to. You're in control.

Additional insurance cover when you need it

Our home insurance providers can provide you with quotes for extra protection at an additional cost. Cover like accidental damage not included in a standard policy. Legal cover, including legal advice for things like property disputes. And identity theft cover, so you're not left out of pocket if you have to reclaim your financial identity.

As Easy as 1, 2, 3

Shopping around for your home insurance is the best way to make sure you get the right deal. WeTrust’s comparison service will supply you with quotes from up to 50 insurance providers, making comparing cheap home insurance quick and easy.
Step 1
Fill in Your Details

Give us some details about you, your home and the cover you want. We’ll send it to some of the UK’s leading home insurance providers.

Step 2
Compare Quotes

In under five minutes, our trusted insurance providers will return quotes for your home insurance. UK residents will be able to compare price, excess amounts, and whether the policies include accidental damage and legal cover.

Step 3
Purchase Your Home Insurance

Once you've found the policy which best suits your needs, click on 'Next' to be taken to the insurance provider's website. Here, you'll be able to buy the policy online or call a dedicated number and buy over the phone.

WeTrust Home Insurace FAQs

Home insurance protects your home and belongings from damage to your home, caused by fire, flood, theft and other significant events. Your insurance policy should pay to repair or rebuild your home or replace your belongings.
Home insurance can mean buildings insurance, contents insurance or a combination of both. Buildings covers the structure of your home, including the walls, floors and roof. It also includes permanent fixtures and fittings, for example, carpets and kitchens.

Contents insurance covers removable items inside your home, for example, furniture, white goods and clothes. You can often get a cheaper deal if you take out both buildings and contents with the same insurance provider.
Unlike car insurance, buildings and/or contents insurance are not a legal requirement. However, it’s advisable to have them to protect your home and contents should any harm come to them.

It may be a requirement of your mortgage that you have a buildings insurance policy during your mortgage term.
The home insurance that's right for you will depend on your circumstances. For example, if you rent a flat, you'll only need contents insurance as the buildings insurance is your landlord’s responsibility.

If you have a mortgage on your home, your mortgage terms should say you must have buildings insurance in place to protect your home. It's sensible to protect your belongings too, so getting a building and contents insurance policy will probably suit your needs.
Accidental damage covers situations where you damage or break something by accident. For example, if you spill water on your laptop or your toddler pushes your TV over and ruins the screen. You may have to pay an excess before your insurer repairs or replaces the item.

You can also get accidental damage cover with your buildings insurance. It would cover scenarios like drilling through a pipe or damaging your ceiling while you're in the loft.
Some policies will cover your belongings if you take them away from home. Other insurers will charge you extra for this kind of cover. It all depends on which policy you take out. You can compare the levels of service for each policy when you compare them using WeTrust.
Keeping the cost of your insurance down isn’t as difficult as you think. Here are some tips to help:

- Use WeTrust’s comparison service to look for the lowest-priced policy
- Get some home security, for example, an alarm or insurer-approved locks
- Buy buildings and content insurance from the same provider
- Pay for your policy upfront rather than by instalments
- Increase your voluntary excess if you can afford to pay it should you make a claim

WeTrust Home Insurance quotes are provided by Seopa Limited who are authorised and regulated by the Financial Conduct Authority.