Taxi Insurance Comparison – Private & Public Hire, UBER
As a taxi driver, your car is your most valuable asset, so you need to ensure that you have the best taxi insurance that meets your needs. From protecting you against damage to your cab, to covering you should a passenger be injured, specific taxi insurance is a must have. While types of insurance required will depend on various factor, you can trust WeTrust to bring you the best providers tailored to your needs.
How It Works
How Can I get Cheaper Taxi Insurance?
Taxi or minicab insurance is generally more expensive than basic car insurance. There are various reasons for this including the fact that, as you spend more time on the road, you are more likely to have an accident and also as you are responsible for your passengers as well as yourself. Because of this, you may well want to understand how you can get cheaper insurance for your cab.
Firstly, just like car insurance, quotes will depend on your driving history – so the longer you have gone without making a claim, the more competitive your minicab or taxi insurance quote will be.
If you are a private hire cab, consider the vehicle that drive. Go for a car that is in a lower insurance group. Finally, it’s always worth comparing quotes for your taxi insurance. WeTrust bring you not only competitive quotes, but from providers who have been ranked as trustworthy by our customers.
What Insurance Do I need for Uber in the UK?
Just like any other minicab, UK Uber drivers need to take out appropriate insurance. Uber don’t own your car, so you are responsible for taking out and keeping up to date with the correct level of insurance. You will need to show insurance policy when being verified by Uber.
They type of insurance required by an Uber driver in the UK is the same as what would be needed for a minicab – private hire taxi insurance. It is worth noting however, that you should also consider taking out a public liability policy too.
What Insurance Do I need for Private Hire Taxi?
The type of policy that you need for a private taxi will depend on your needs. Types of private hire insurance available are, to some degree similar to car insurance policies with third party only, third party fire and theft and also policies specifically designed for taxi fleet cars – where any driver policy is available. This allows minicab and taxi firms who have a large number of cars to easily change drivers as needed.
Does Taxi Insurance Cover Passengers?
Taxi and minicab insurance will cover passengers in the case of injury due to an accident, and in most cases the cover will be unlimited. However, taxi or minicab drivers should also consider taking out public liability insurance against any claims made by third parties.
Does Uber Provide Insurance in the UK?
No. In the United States, some cars can be covered my Uber, but no such service exists in the United Kingdom. As Uber do not own your car, you are solely responsible for ensuring that you have the correct insurance to drive an Uber Taxi.